Many people who need to borrow money cannot wait too long and are looking for a loan that they would get as quickly as possible, ideally up to the next day. Thanks to the very strong competition between bank and especially non-bank lenders, it is not a problem to find such an offer today.
However, the speed of a loan depends on several factors and one of them is the amount of the loan itself – for the small ones (so-called micro-loans), everything is mostly smooth and you can have the money in your account the same day you applied for it. then on most other providers. One of the other factors is the way to pay – if you have a bank account and have the money sent by bank transfer, it is faster if you have the same bank as the lender, it may even be a matter of a few minutes. The role is also played by whether you have ever borrowed from the company, or whether you are applying for a loan for the first time.
Bank loans the next day
In general, the situation for bank loans is slightly different from that for non-bank loans. On the one hand, the bank usually lends itself to higher amounts and is often a prerequisite for a personal meeting in the bank, submission of various documents, documents, etc. However, if you already have an account with the bank and a regular pay period – in which case you can handle the loan comfortably from home, and there is usually no need to carry any certificates to the bank. However, each bank has a slightly different set of conditions, so it is definitely a good idea to study their offers in order to find a loan that is not only quick but also advantageous.
Non-bank loans the next day
In the non-banking sector, the situation is far better in terms of speed of settlement. Although it is usually only small loans in the order of several thousand crowns, but the settlement is in many cases directly lightning – often the client has money in his account within minutes of the application. Anyway, as we said above, the form of payout is also important – bank transfer is the fastest, payouts on hand from sales representatives are also fast (eg Provident, but also several other companies are a typical example), when you send money by postal order.
How to choose the best loan for the next day?
When we take out a loan the next day, we usually hurry. Excessive haste, however, sometimes wastes unnecessarily – sometimes we choose a high-priced loan if we could otherwise have a loan much cheaper or even free. If you only need a small amount, we strongly advise you to take a loan from someone who offers it for free, with no interest and no fees. Recently, several such providers have appeared, such as Truloan, Via SMS or Japanese Loan, among those proven and solid. The free offer, however, always pays only for the first loan – if you want to borrow it again from the company, you will not be able to pay the fee. Even so, some of the above-mentioned loans are advantageous – for example, such Japanese loans have a fee of only CZK 33 for each borrowed thousand crowns and have no competition in this category of fast non-bank loans. A great help for choosing the best loan for the next day are some independent web-based loan graders that offer a very clear, comprehensive and professional comparison of tens and dozens of loans. Thanks to them, you will not only find the most advantageous offer, but completely eliminate the risk of fraud – both on our portal and others, such as Great Loans , only honest and thoroughly verified providers are included in the list they treat all their clients fairly.