Are you a student and need cash to buy a script or pay tuition or do you want to study abroad?
Non-bank short-term loan for students
Many non-bank corporations and banks are engaged in providing short-term and long-term loans to students, which are more favorable than conventional consumer loans. You can immediately use a non-bank short-term loan for students with payouts on whatever you think. Using graders, you can choose the most suitable product for students. To get a non-bank loan, you need to be between 18 and 30 years old, own a bank account, a mobile phone. With a non-bank loan for students, you do not need to provide proof of income; You do not need co-applicants or guarantors for lower amounts. Just apply for a loan using an sms message or online form. Wait for review of the application. Once approved, you can have money in your account for a few minutes. In addition, if you have an ISIC card, you can get a free loan. So you’ll only return as much as you borrowed.
If you want to apply for a student loan at a bank, only a few bank houses offer it. Their advantage is a lower interest rate of around 10%. The maturity ranges from one year to ten years. Banks also allow deferred repayment when you repay the loan after you have completed your studies. You will receive a student loan on the basis of a study certificate. Often there is a need for a co-applicant (eg one of the parents or grandparents). For loans above 100,000, the co-applicant is always required. Student loans are provided to students of secondary schools, universities, colleges or language schools. You can also get a student loan if you study on-site or remotely, regardless of whether you are at a state or private school.
Loan for students
The loan for students is not intended for up to CZK 300,000, in some banks the loan is limited by the client’s creditworthiness. In the case of a bank loan, the student can only pay interest and, after graduation, pay the remainder, change the installment amount by up to 50%, postpone the payment twice or change the installment date. The assessment of the loan application, the maintenance of the loan account and the issuance of all certificates is free. Proofs for the application for a bank loan are – a signed confirmation and a study contract, a certificate of paid tuition, an acknowledgment of completion of studies, and a receipt. In the case of a co-debtor, they must also provide proof of income.
Students can get not only a loan, but also an overdraft or credit card. Again, each company has different requirements and conditions. In a bank, obtaining a loan is conditional on keeping a student’s current account. The account maintenance fee ranges from 0 to 150 CZK per month. If you are not sure which loan for students is the best for you, you can use the website to find loan comparators. Using a special calculator to enter the necessary information, you will compare all banking and non-banking products on the financial market. The comparison is non-binding. However, if you are interested in the offer, you can apply for the loan directly. You will be redirected to the company’s pages. Just fill out the form, submit the required documents and enjoy the loan you received.